"Success in RE comes down to two factors: taking risks and taking action!"
Unknown
Get Pre-Approved
Getting pre-approved for a mortgage is one of the most important thing you can do when you're planning to buy a home.
Mortgage pre-approvals are documents that verify you can get approved for a mortgage loan. Pre-approvals are not an official loan approval - they are the green light to shop around and find the perfect home. You can't make an offer without a pre-approval.
The most crucial part of buying a home is being sure you can afford its payment. So, before you get pre-approved, decide how much you feel comfortable spending each month and write that number down.
A mortgage lender may pre-approve you for a larger monthly payment. We recommend you stay within your budget.
Mortgage pre-approvals are available for free through most mortgage websites with no obligation to proceed. Many home buyers get their mortgage from a different mortgage company that pre-approved them. So, don’t overthink this step.
The critical part of getting your pre-approval is that you get it. Without a pre-approval, you cannot buy a home.
As part of your pre-approval, the lender may ask for supporting paperwork, including:
Bank statements
W-2 statements
Pay stubs and proof of deposits
Federal tax returns
Student loan statements
You don’t need them downloaded or on your hard drive in advance. Just know where to find these documents when you get asked.
Mortgage pre-approvals get processed online or in person. The simplest pre-approvals are self-service.
Home buyers can get a free mortgage pre-approval from any mortgage lender or do a self-service pre-approval in under three minutes.
In this market, timing is critical. When you find the home you want, you may need to make an offer right away, otherwise someone else may get your home!
Being pre-approved enables you to move quickly and get that offer in!
Don’t Miss Out... Get Pre-Approved...
I can’t tell you how many times I’ve seen a client fall in love with a house, but end up losing the home because they weren’t pre-approved. Getting pre-approved solves this problem, as it enables you to move quickly on an offer. You wouldn’t want to miss out on your dream home!
Communities
Reviews
Very easy to work with. Quick response times to emails and listens to what you need.
Caleb Goings
Dustin was always there when I needed him and went above and beyond to help me. He was very knowledgeable, kind, and courteous.
Ashley Cobb
He was very helpful. He didn't rush or pressure me into buying anything. He always answered any questions I had. He was available at all times even later in the evening if I needed.
Jesse Leebold
ustin Vance was like working with a family member, he was there for me 24/7 and being a resent widow I really needed a man to stand in and help me, I had questions that women don’t normally ask and he offered answers that I truly valued, I work nights but he never missed a beat he worked with my schedule, he is truly very special to me, Thank you so much Dustin
Tina Ballinger
I have worked with Dustin several times now. He has always been very accommodating and great to work with. I wouldn't hesitate to recommend him to anyone.
Jared Eicken
Dustin was very helpful in accommodating our needs to help sell our mother’s house. He definitely went above and beyond.
Jennifer Harris
Dustin did a great job! I highly recommend Dustin!!
Cheryl Liggett
Dustin was amazing from the start. He responded very quickly to every text or call and was very knowledgeable about the entire process. We were able to enjoy the whole process (which went fast despite the current state of the market) knowing we were in great hands. We would recommend him to anyone. Thank you Dustin!
L M
Dustin was always very responsive and knowledgeable. Our families first home purchase and we are very happy.
Joshua Gandy
Dustin is super knowledgeable, patient, and very kind. He will go out of his way to show you what you are searching for. Do give him a chance, he does not disappoint. A home is where you rest after a long day, do yourself a favor and let him find that for you. He is not.just selling you a home, he is selling you peace, that's worth everything, 😉.
Dawson Mary
Nothing but great things to say about Dustin and his office, Century 21 Broughton! Great communication, always responded to questions fast, let us know with any issues. Was always there during selling and buying process!
Steve Eicken
Dustin did an amazing job with helping me purchase my first home. I was terrified, but he helped me through every step of the process. He was always available to answer any questions I had and made sure that I was able to see the houses I wanted to. I would 100% use him again in the future!
Leah Bliven
He was very great to work with! Always there to answer questions and help us navigate buying our home! Highly recommend working with him to find your next home!
Anna Smith
Dustin absolutely went above and beyond to help me sell my mom's house. He made the process very straightforward, which was crucial since I was handling the sale from another state. Dustin was always accessable, and in addition to the expected showings and marketing, helped with finding local tradespeople to assist with needed repairs, even helping me make payments to them easier. I could always count on being completely up to date on where everything stood during the sale process, which was really great. I have nothing but high praise for the job he did for us.
Joel Harris
My first time working with a relator and I absolutely recommend , found my house I wanted within 2 weeks , very professional work thanks Dustin .
Loay Ghannam
Dustin always kept me in the loop and was a great person to work with.
Russ Gallaher
Dustin had to be patient with us during the search since he was dealing with me looking on behalf of my dad and Dad had strict parameters. He explained things well and got us through it by helping us be sure we didn’t let anything fall through the cracks. Dustin did a great job for us!
Sharon
Thanks to Dustin my family and I are now in a Cozy place we can grow old together. Dustin helped with every question we asked, cleared any doubt we had going in to making our first steps and didn't pressure into just buying a house. He even went above and beyond with talking with our old landlord to grant us till our closing date! Overall He is a amazing person and someone I would like to call dependable and friend
Grim Wood
Dustin was great to work with! He provided resources and connected me to Michelle which made all this possible! I would highly recommend him in all you home needs!
